High Approval Rate in 2026

Get Your Cash Loan in 2
Hours.

Fast, secure, and hassle-free personal loans from RM1,000 to RM100,000. Blacklist, CTOS, or CCRIS? We can help.

No Upfront Deposit

Low Interest Rates

Check Your Eligibility

Takes only 60 seconds. No commitment.

KPKT REGISTERED

SSM CERTIFIED

PDPA COMPLIANT

SECURE 256-BIT

Cash In Your Account In 3 Steps

We've removed the red tape. Our streamlined process ensures you get the funds you need without the traditional banking delays.

1

Submit Details

Fill up the simple form above. It takes less than 60 seconds and requires minimal documents.

2

Fast Verification

Our consultants will contact you to verify your application and finalize the low-interest rate.

3

Receive Funds

Once approved, the cash is transferred directly to your Malaysian bank account instantly.

Why Malaysians Trust
RinggitApply

Unlike traditional banks with strict criteria, or illegal Ah Longs, we offer the perfect middle ground: Legal, safe, and highly flexible financing.

CTOS/CCRIS Accepted

Bad credit history? We evaluate your current repayment capability, not just past mistakes.

Flexible Repayment Terms

Choose a tenure that fits your monthly salary. From 3 months up to 60 months.

100% Transparent (No Hidden Fees)

What you see is what you pay. We strictly enforce a policy against any upfront deposits.

Beware of Scams

As a licensed lender in Malaysia, we want to remind you: Legitimate money lenders will NEVER ask you to pay any fees before you get your loan.

If someone asks for "stamp duty", "processing fee", or "insurance" upfront via bank transfer, it is a scam.

Apply Safely With Us

Over 10 Years of Experience

A physical office you can visit.A
brand you can trust.

RinggitApply.com is operated by a legally registered Community Credit Company under the Ministry of Housing and Local Government (KPKT).

With over decades in the financial sector, we have built our reputation on transparency and speed. Prefer to speak face-to-face? You are always welcome to visit our headquarters in Bangsar, Kuala Lumpur.

Bangsar Headquarters

Menara UOA Bangsar, 5, Jalan Bangsar Utama 1, 59000 Kuala Lumpur.

Secure & Professional

Discreet consultation rooms ensuring your absolute privacy and comfort during the application process.

10+

Years Of

Excellence

Over 5,000+ Happy Malaysians

Don't just take our word for it. Here is what our clients have to say.